It’s important to make certain that you are comfortable that your financial planner has taken the time to understand your needs, goals and preferences before they make any recommendations.

The following six steps will help you understand what you can expect when seeking advice from one of our financial planners.


1. Gathering the Data
Working closley with you, our Financial Advisor gathers all data necessary to construct your financial plan.

2. Identifying your goals
Together we identify your needs and goals, discuss your comfort levels in relation to risk and make sure you understand all aspects of the advice we are about to give. We undertake a thorough analysis of your situation based on the information you supplied. Essentially, we build a profile of who you are and where you want to be, both financially and individually.

3. Identifying financial issues
We prepare your financial strategy, selecting the financial products that best match that strategy. Based on our assessment expertise and research resources, we develop options for you that will enable you to improve your financial position progressively in line with your goals. These options take into account cash flow, tax and social security issues.

4. Preparing your financial plan
A set of recommendations is prepared, with supporting research, for your consideration. This is then refined and adjusted in consultation with you until we are all in agreement on the set course of action, and a financial plan is then prepared.

5. Implement Recommendations
Once you are satisfied with the financial plan, we set things in motion with a minimum of fuss.

6. Review
We then agree on a schedule of portfolio and investment performance reviews.

Being a member of the Financial Planning Association of Australia means you will be working with a professional who puts your interests first. As FPA members we are committed to a code of ethics and professional conduct, so you can rest assured that we’ll do the right thing by you always. FPA Brochure